How to Pay Credit Card Bill using BBPS

Credit card bills can be paid easily via the Bharat Bill Payment System (BBPS). The platform ensures that credit card bills can be paid efficiently and safely. Apart from credit card bills, twenty-five other categories such as FASTag, electricity, etc. can be paid via BBPS. The process to pay the bill via BBPS is simple.

What is BBPS?

An integrated ecosystem that connects non-banks and banks so that bill payments can be made online is BBPS. Via BBPS, bills can be paid by several different modes and the receipt is generated immediately.

Process to Pay Credit Card Bill via BBPS

The procedure that must be followed to pay the credit card bill by using BBPS is mentioned below:

  1. Log in to the Bharat BillPay platform, the bank’s website, or the bank’s mobile app.
  2. Select ‘Bill Payment’.
  3. Choose ‘Bharat BillPay.
  4. Choose the biller category and enter the reference number of the bill and your name.
  5. Check the bill details are correct.
  6. Next, enter the amount that you want to pay.
  7. Choose the payment method.
  8. Pay the bill. The receipt will be generated once the payment has been made.

Different Credit Card Billers on BBPS

The various credit card billers that are on BBPS where the bill can be paid are mentioned below:

  1. Union Bank of India credit card
  2. SBI Card
  3. Saraswat Co-Operative Bank
  4. Punjab National Bank credit card
  5. Kotak Mahindra Bank credit card
  6. IndusInd credit card
  7. Indian Bank
  8. IDFC Bank
  9. Yes Bank credit card
  10. Axis Bank credit card
  11. IDBI Bank credit card
  12. HDFC Bank credit card
  13. Federal Bank credit card
  14. Canara Bank credit card
  15. BoB credit card
  16. AU Bank credit card
  17. ICICI Bank credit card
  18. Indian Overseas Bank credit card

The above-mentioned list is as on 27 August 2024.

Various Payment Channels

The various payment channels by which a Bharat BillPay payment can be started are mentioned below:

  1. Agents and Business Correspondents
  2. Bank Branch
  3. ATM
  4. Kiosk
  5. Mobile Wallets
  6. Mobile-Banking
  7. Mobile
  8. Internet Banking
  9. Internet
benefits of using bbps payment system to pay credit card bills

Benefits of using BBPS

Some of the benefits that customers can avail by using BBPS are mentioned below:

  1. Various Modes of Payment: Several payment modes such as debit card, net banking, UPI can be chosen. This ensures that payments can be made easily.
  2. Reliable and Transparent: All transactions are traceable. This ensures records of all payments are clear and any disputes can be resolved quickly.
  3. Security: Since the security protocols of BBPS are strict, financial data of customers are safeguarded.
  4. Notifications: In case any bills are due, notifications are sent. This helps in ensuring payments are made on time.
  5. Easy to Use: Bills can be paid at any given time and anywhere. Payments can be made via different channels like ATMs, mobile apps, and online banking.
  6. All Payments can be paid in a Single Platform: Apps that are enabled with BBPS will allow customers various credit card bills and utility bills in one platform.

FAQs on How to Pay Credit Card Bill using BBPS

  • What is BBPS?

    BBPS (Bharat Bill Payment System) is an integrated platform that connects banks and non-banks for easy bill payments. It allows users to pay various types of bills, including credit card bills, securely and efficiently online.

  • How do I pay my credit card bill using BBPS?

    To pay your credit card bill via BBPS, log in to your bank's mobile app or website. Select ‘Bill Payment’, choose ‘Bharat BillPay’, enter the bill details, verify them, choose your payment method, and complete the payment. A receipt will be generated after the payment.

  • What are the payment channels for BBPS?

    BBPS payments can be made via various channels, including bank branches, ATMs, mobile wallets, internet banking, mobile banking, and agents.

  • What are the benefits of using BBPS to pay credit card bills?

    BBPS offers multiple payment modes, secure transactions, and real-time notifications for due payments. It’s reliable, transparent, and easy to use, allowing you to pay bills anytime, anywhere, using different channels.

  • Can I pay other types of bills using BBPS?

    Yes, apart from credit card bills, BBPS allows payments for over 25 categories of bills, including electricity, FASTag, and utility bills, all in one place.

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