How to Deactivate Credit Card

How to Deactivate Your Axis Bank Credit Card

There are many ways you can cancel your Axis Bank credit card such as:

1. You can login to your netbanking account with your credentials and navigate to the "Credit Cards" section and submit a request to cancel your Axis credit card.
2. Alternatively, you can call Axis phone banking by dialing 1860 266 2667 and place a request to deactivate your credit card.
3. You can also walk into any Axis Bank branch and submit a written request to close your credit card.
4. Please note that you will be asked to submit your credit card cut into two pieces while submitting an Axis credit card closure request.

How to Deactivate Your SBI Credit Card

1. You can close your SBI credit card by calling SBI credit card customer care number at 1800 425 3800
2. Alternatively, you can also use the "Email Us" option available on SBI website to submit your credit card cancellation request by visiting https://www.sbicard.com/en/contact-us/personal.page
3. You can also send a written request to cancel your SBI credit card to SBI Card,P.O. Bag 28, GPO,New Delhi - 110001
4. Please note that the bank will close your credit card only after they receive the credit card diagonally cut into two pieces

The procedure to cancel or deactivate your credit card differs from one bank to another. Please visit the official website of your credit card provider to find out the correct procedure.

How to Deactivate ICICI Bank Credit Card

You can deactivate your ICICI bank credit card through multiple ways. They are as follows: 

1. You can submit a written request for credit card cancellation at the nearest ICICI bank’s branch. Do ensure that you have mentioned all the details like your credit card number, your bank account number, branch details in which you hold an account, etc. 
2. You can also call ICICI bank’s customer service portal on 1800 1020 123 (toll-free) or 022- 3366 7777 between 7am to 9pm. You will be asked for certain information by the executive like reason for cancellation, credit cards number, etc. 
3. You can mark a mail on customer.care@icicibank.com and raise a request for credit card cancellation.  

1. You can also visit the ICICI a’s official website and login on to your net banking account to raise a request for your credit card cancellation.

How to Deactivate Your PNB Bank Credit Card 

There are multiple ways to deactivate your PNB Bank credit card. They are as listed below: 

1. You can visit your nearest PNB bank branch and submit a request to deactivate your credit card. 
2. You can also login to your PNB net banking account using your username and password. Choose the "Credit Cards" option under the Value-Added Services menu. Submit a request to deactivate the credit card. 
3. Alternatively, you can call PNB phone banking by dialing 1800 180 2222 and place a request to deactivate your credit card. 

Things you need to note while raising a request to deactivate a credit card: 

Do keep in mind the below-mentioned points when deactivating your credit card: 

1. Clear your outstanding dues: Do make sure that there are no bills or EMIs pending. This is important to avoid negative effects on your credit score. 

1. Stop using your credit card: Once you have made up your mind to cancel your credit card, it is best to stop using it right away. This would help to avoid any new debt or your card or generate any new statement. 
2. Redeem rewards: Before you submit your credit card, redeem all the collected reward points. You can use these points to pay your outstanding dues or buy something from the product catalogue. 
3. Auto-payments: If you are using an automatic bill payment facility using your credit card, ensure that you stop that before deactivating it. This is because, once your credit card is deactivated, any payments will not be processed. You may end up as a defaulter or may end up paying a late fee on your bills.